
Kara Herbeson
Mortgage Agent – Level 2
With over 9 years of experience in the mortgage industry, I’ve had the privilege of helping Canadian families navigate one of the biggest financial decisions of their lives—choosing the right mortgage solution. What sets me apart is the personal strategies I craft for each client, not just access to 30+ lenders ranging from Major Banks, Trust Companies, Credit Unions to competitive Monoline Lenders. Whether it’s helping first-time buyers secure their first home, consolidating high-interest debts into a more innovative mortgage structure, or building long-term wealth through real estate investing, I’m committed to open communication, transparency, and delivering results.
My clients know me as helpful, resourceful, and determined to find the right fit—not just for today, but for their future. Every family’s financial journey is unique, and I’m here to guide them with clarity, insight, and strategies to help them pay down their mortgage faster and grow their financial health with confidence.
Outside of work, I’m a proud mom to two amazing daughters who keep me just as busy off the clock as I am on it. Both are active in rep sports, and when I’m not helping families achieve their homeownership goals, you can find me at the rink or on the field cheering them on—and often chauffeuring them between practices and games. Balancing a busy family life with a passion for helping others has given me a deep understanding of what families need most: support, trust, and someone who truly listens. That’s exactly what I bring to every mortgage conversation.
There’s strength in numbers.
Confidence, too. And the confidence that comes with having the numbers on your side starts with having the right people on your side. People who speak numbers, speak your language and whose reputations speak for themselves. People who understand your goals and work with you to meet them. People like you. For trusted financial advice and service that makes you feel like you belong.
Join the tribe.
Mortgage
Services.

Customer Care
I believe that my responsibility as a mortgage expert goes well beyond simply arranging your mortgage financing. My job is to ensure that you feel confident in the mortgage process and make decisions that best suit you and your tribe.

Education
In order for you to feel confident about the mortgage process and make the best decisions for your tribe, you have to feel at ease and be able to ask questions. I stay in touch with you throughout the entire process, provide information up front, but also make myself available whenever you need me!

Best Mortgage Products
Being a part of the tribe has advantages. Access to the best lender products available anywhere in Canada is one of them. We use our extensive corporate networks to ensure you get the best mortgage product. It pays to belong.
Lenders.
We have developed excellent relationships with several lenders, let’s figure out which one has the best products to offer you!
What Clients Are Saying


Gather These Documents When Applying for a Mortgage
Applying for a mortgage can feel overwhelming, especially if you’re a first-time homebuyer, but being prepared helps ensure a much smoother and faster process. Just one missing document can add a lot of time and stress to your homebuying journey. One of the best ways...
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Have You Opened a First Home Savings Account?
Young Canadians are jumping on first home savings accounts (FHSAs) as a way to help finance their homeownership dreams. In its debut year, nearly half a million Canadians opened an FHSA, according to fresh tax filing data from Statistics Canada. And it’s not...
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Struggling with Mortgage Payments? Your Mortgage Agent Can Help!
In today’s economic climate, many Canadians are feeling the pinch of rising mortgage payments and overall affordability. If you’re finding it hard to keep up with your mortgage, rest assured, you’re not alone. The good news is that there are several steps you can take...
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