by Kara Herbeson | Jun 4, 2021 | Blog, Homeownership, Mortgage
If you’re applying for a new credit card or even a job, taking out a loan or buying a new vehicle or home, a credit check will most likely be conducted to determine your creditworthiness. This helps determine if you’re dependable and able to pay back money you borrow....
by Kara Herbeson | May 21, 2021 | Blog, Economy, Finance, Homeownership, Mortgage
In today’s unconventional housing market, where inventory is low, coMortgage Preapproval doesn’t Guarantee Final Approvalmore important. In the face of multiple offers and fast-paced decisions, having a preapproval in hand provides better leverage with sellers,...
by Kara Herbeson | May 7, 2021 | Blog
Labelled one of the most widely anticipated and important budgets of our time, Budget 2021, delivered on April 19th, lived up to its promise. The first budget in over two years and first since the outbreak of the global pandemic, Budget 2021: A Recovery Plan for Jobs,...
by Kara Herbeson | Apr 16, 2021 | Blog, Homeownership, Mortgage
Canadians are living longer and changing our society in significant ways. Expected to grow by 68% in the next 15 years, this surging demographic is heavily influenced by aging baby boomers, advances in modern medicine, healthier lifestyles, and an increased resilience...
by Kara Herbeson | Apr 2, 2021 | Blog, Economy, Finance, Productivity
Life has become increasingly complicated. As we navigate rotating shutdowns, on-again/off-again restrictions and dramatic changes to our daily routines, the possibility of missing important dates and deadlines is very real, as one day can often roll into the next...
by Kara Herbeson | Mar 5, 2021 | Announcements, Economy, Finance, Homeownership
Economic and future forecasting typically involves the calculation and analysis of a number of key variables such as inflation, interest rates, consumer confidence and unemployment. In today’s unconventional and unpredictable environment, additional considerations are...
by Kara Herbeson | Feb 19, 2021 | Announcements, Blog, Homeownership
For many Ontarians, buying a new home represents a more suitable option than buying resale. The residential construction industry represents one of the largest sectors in the country, with the Canadian Home Builders’ Association reporting that 25% of all homes...
by Kara Herbeson | Feb 5, 2021 | Blog, Economy, Finance, Homeownership, Mortgage
While the interest rate isn’t the only consideration to keep in mind when choosing the mortgage that best meets your needs, it’s important to understand your options. The interest rate will have a direct impact on the overall cost of your mortgage – the higher the...
by Kara Herbeson | Jan 15, 2021 | Blog, Economy, Finance, Homeownership, Mortgage
It’s always great to have an alternative option, right?! This theory holds true when it comes to your mortgage choices as well – the broader selection your mortgage agent offers, the more likely you’ll be to secure a mortgage that meets your unique needs. An...
by Kara Herbeson | Jan 1, 2021 | Blog, Economy, Homeownership, Mortgage
Many of us drew a collective sigh of relief when putting 2020 behind us, concentrating on the hope for better days to come in 2021. From a financial perspective, 2020 definitely had its challenges. One of the best ways to benefit from a new year is to look at ways to...
