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Why’s Your Debt-to-Income Ratio Important?

Why’s Your Debt-to-Income Ratio Important?

by Kara Herbeson | May 15, 2020 | Blog, Finance, Homeownership

A debt-to-income ratio (DTI) is a comparison of your monthly debt payments versus your monthly income. Lenders use this formula to determine how well you manage your monthly debt and your likeliness of repaying a loan. Debt obligations refer to such things as credit...
Re-Budgeting During Physical Distancing

Re-Budgeting During Physical Distancing

by Kara Herbeson | May 1, 2020 | Blog, Finance, Homeownership

The world as we know it has drastically changed. Most of us are staying home – not by choice, but through necessity. The financial and emotional strain associated with COVID-19 is very real – coping with the unnerving situation, trying to stay positive and finding...

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