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Bank of Canada Rate Announcement Oct 30th, 2019

Bank of Canada Rate Announcement Oct 30th, 2019

by Kara Herbeson | Oct 30, 2019 | Announcements, Blog, CMHC

The Bank of Canada today maintained its target for the overnight rate at 1 ¾ percent. The Bank Rate is correspondingly 2 percent and the deposit rate is 1 ½ percent. The outlook for the global economy has weakened further since the Bank’s July Monetary Policy Report...
Who Owns the Appraisal?

Who Owns the Appraisal?

by Kara Herbeson | Oct 18, 2019 | Blog, Economy, Finance, Homeownership, Mortgage

This is a commonly-asked question, since mortgage agents/brokers and appraisers aren’t authorized to provide a copy of the real estate appraisal report to the homebuyer/homeowner even though you’ve likely paid to have it completed.    This is mainly because the...
How Does the New First-Time Home Buyer Incentive Program Work?

How Does the New First-Time Home Buyer Incentive Program Work?

by Kara Herbeson | Oct 4, 2019 | Blog

Over the past several years, it has become increasingly difficult for many people, particularly first-timers, to enter the housing market. This is due to a variety of factors, but most notably tighter mortgage rules implemented by the federal government – including...

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