by Kara Herbeson | Sep 19, 2025 | Blog, Mortgage
When most people think about mortgages, the first thing that comes to mind is the interest rate. And while rates are important, they’re only one piece of the puzzle. What many homebuyers don’t realize is that lenders don’t look at every property or market in the same...
by Kara Herbeson | Sep 7, 2025 | Blog, Mortgage
Being your own boss definitely comes with benefits, including flexibility, independence and the ability to build something on your own terms. But when you’re buying a home, self-employment can make securing a mortgage more challenging. Traditional lenders often rely...
by Kara Herbeson | Aug 22, 2025 | Blog, Mortgage
When your mortgage term comes to an end, you’ll face an important decision: Should you renew with your current lender or switch to a new one? While it may seem like a straightforward process, this choice can have a significant impact on your financial future, so it’s...
by Kara Herbeson | May 16, 2025 | Blog, Mortgage
When buying a home – especially in competitive markets – it can be tempting to make a “clean” offer (one without conditions) to appeal to the seller. But, be sure to listen to your mortgage agent and always thinking twice before waiving key conditions. These clauses...
by Kara Herbeson | Apr 5, 2025 | Blog, Mortgage
In today’s economic climate, many Canadians are feeling the pinch of rising mortgage payments and overall affordability. If you’re finding it hard to keep up with your mortgage, rest assured, you’re not alone. The good news is that there are several steps you can take...
by Kara Herbeson | Mar 21, 2025 | Blog, Mortgage
A portable mortgage can be a game-changer for homebuyers and homeowners, particularly if you’re anticipating changes in your housing needs and require extra flexibility before your term is up. It’s important to be aware that not all mortgages come equipped with this...
