by Kara Herbeson | May 1, 2020 | Blog, Finance, Homeownership
The world as we know it has drastically changed. Most of us are staying home – not by choice, but through necessity. The financial and emotional strain associated with COVID-19 is very real – coping with the unnerving situation, trying to stay positive and finding...
by Kara Herbeson | Apr 17, 2020 | Blog, Finance
As part of the ongoing effort to assist Canadians facing negative financial effects from COVID-19, the federal government has granted an extension for filing your taxes. The due date for personal tax filing has been extended from April 1st to June 1st, 2020,...
by Kara Herbeson | Apr 3, 2020 | Blog, Economy, Homeownership, Mortgage
It’s a harsh reality that COVID-19 has left many people facing significant financial hardship. In an effort to alleviate some of this burden, the government is working at all levels to provide relief measures to assist those who are most vulnerable. Many...
by Kara Herbeson | Mar 21, 2020 | Blog, Finance, Homeownership, Mortgage
Concern surrounding coronavirus – COVID-19 – has led to a crash in oil prices and economic uncertainty surrounding capital markets, which has resulted in most Canadian banks significantly reducing both fixed- and variable-rate mortgage rates. Around the world...
by Kara Herbeson | Mar 6, 2020 | Blog, Economy, Homeownership, Mortgage
Being prepared is a key stress reliever for many different scenarios. And securing a mortgage on a new or existing home is no different. Things can run a whole lot smoother when you know what issues to avoid. There are many common mortgage mistakes you can...
by Kara Herbeson | Feb 21, 2020 | Blog, Economy, Finance, Mortgage
The most popular mortgage selected by Canadians is the five-year fixed-rate option. While this isn’t always the best choice, it’s definitely the most common. But a lot can happen in five years. What if you need to buy a bigger home to accommodate your growing family...
by Kara Herbeson | Feb 7, 2020 | Blog, Economy, Guest Post
Historically, real estate has proven to be a sound investment option. Nowadays, with rental properties scarce and rental fees through the roof, investing in real estate could be considered a great option, especially if you cater to the right demographic in the right...
by Kara Herbeson | Jan 17, 2020 | Blog, Economy, Homeownership, Mortgage
How Can a Co-Signer Help Your Mortgage Approval? If you’re experiencing difficulty meeting traditional lender mortgage guidelines thanks to such factors as a credit blemish or simply because ‘life happened’ (divorce, illness, job loss, etc), you may benefit from...
by Kara Herbeson | Jan 3, 2020 | Blog
You Can Finance Your Home & Cover Reno Costs Together You Can Finance Your Home & Cover Reno Costs Together Buying a move-in ready home isn’t for everyone. In fact, many people fall in love with a house because of, not in spite of, its need for...
by Kara Herbeson | Dec 20, 2019 | Blog, Economy, Finance, Homeownership, Mortgage
Prior to securing your first mortgage, you considered a number of different factors such as the rate, term, amortization period and other important features. So, before your mortgage reaches its maturity date (in five years or however long it has been set), it’s...