by Kara Herbeson | Jan 3, 2025 | Blog, Finance
The beginning of a new year offers hope for a fresh start to many aspects of our lives, including our finances. Refinancing your mortgage and putting your home equity to use may be the best way for you to start the new year off right and help build future wealth....
by Kara Herbeson | Dec 20, 2024 | Blog, Finance
For many Canadians, buying a first home is an important milestone that requires careful planning and substantial savings for a down payment in order to achieve. With the rising cost of housing and living expenses, however, saving enough money can feel like an...
by Kara Herbeson | Dec 6, 2024 | Blog, Mortgage
Planning your mortgage renewal strategy early with your mortgage agent can prove very beneficial. A proactive approach ensures you’re fully prepared to secure the best possible terms and set yourself up for success throughout your next mortgage term. Here are some key...
by Kara Herbeson | Nov 15, 2024 | Blog, Homeownership, Mortgage
If you’re self-employed, chances are, you’ve found that securing a mortgage can be more complex than it is for salaried individuals. Lenders often scrutinize your income more rigorously, which can prove challenging. This is another great example where a mortgage agent...
by Kara Herbeson | Oct 18, 2024 | Blog, Homeownership
We’re welcoming news of many important mortgage changes coming into effect in the next few months. The latest announcement by the federal government will see mortgage changes rolled out aimed at addressing the housing shortage by supporting the construction of...
by Kara Herbeson | Oct 4, 2024 | Blog, Homeownership
Homeowners who switch lenders when your mortgage term is up for renewal will no longer be subject to stress-test rules – which add a 2% rate surcharge when qualifying your mortgage – as of November 21st, 2024. This change provides added flexibility so your mortgage...
